Your Mortgage Deal Is Ending
— Let’s Make Sure You Don’t Overpay.
In 20 minutes, we’ll review the market and secure the best rate available — at no cost to you.
What Happens If You Do Nothing?
You could automatically move to your lender’s Standard Variable Rate.
That can mean £200–£500+ more per month.
You may miss better deals available across the market.
Your lender will only offer their products — not the best available.
Here’s How We Protect You
As an existing client of Peden Knowles Financial, you are automatically looked after by our Prestige Client Department — our dedicated team who manage rate reviews and ongoing mortgage optimisation.
Review the entire mortgage market — not just your current lender
Secure a rate up to 6 months in advance
Re-check rates 1 month before completion
Switch you if something better appears
Handle the paperwork for you
Do it all at no cost
Why We’re Contacting You Now
If we’re reaching out, there’s a reason.
Your current rate is approaching its end — and in today’s market, waiting can be expensive.
We don’t gamble with our clients’ mortgages.
Instead, we:
✔ Secure the best rate currently available
✔ Lock it in up to 6 months in advance
✔ Review the market again 1 month before completion
If rates fall — you benefit from the cheaper deal.
If rates rise — you’re already protected.
You get the upside.
You remove the risk.
That’s how we manage mortgages properly
This Review Is Also An Opportunity To Reassess Your Mortgage
Whilst our primary focus is securing the most suitable rate for you, this review is also a good opportunity to consider whether your mortgage still aligns with your current circumstances and plans.
During our discussion, we can explore whether it may be appropriate to:
Extend your mortgage term to reduce your monthly payments
Reduce your term if becoming mortgage-free sooner is now a priority
Make a lump sum overpayment
Borrow additional funds, for example, for home improvements
Consolidate existing commitments
Hear From Our Clients
Durring my remortgage I was contacted to book in for a meeting, and again everything was all taken care to get the best rate possible. I love how friendly the staff are, and how they break everything down to make everything simple to understand. I feel reassured that now every period of my mortgage is taken care off without myself having to stress or worry about it.
Tristan Burke
This company was a pleasure to work with when I initially bought my house and has continued to provide a brilliant level of service with remortgaging everytime. Always friendly and extremely helpful with your best interest at heart when completing searches to provide recommendations for them to action on your behalf. Highly recommend
Carol
I have been working with Peden Knowles team for number of years now
Always professional helpful give plenty of time for myself if need documentation. They deal with everything around the mortgage found me cheapest deal year by year.
Krzysztof Cebula
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Peden Knowles Financial Ltd, registered in Northern Ireland at Titanic Suites Belfast, 55-59 Adelaide Street, BT2 8FE (NI632933). Registration number - NI632933. Peden Knowles Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Registered office address - Titanic Suites, 55-59 Adelaide Street, Belfast, Northern Ireland, BT2 8FE. Trading addresses - Titanic Suites Belfast, 55-59 Adelaide Street, Belfast, BT2 8FE / Dunmore House, 10 Dunmore Street, Coleraine, BT52 1EL. For mortgages, no fee will be charged. We will be paid a procuration fee from the lender. For insurance products we will receive commission from the product provider. We will not charge separate fees for these services